Oxipay is now

humm™ offers you all the flex and affordability of interest-free Buy Now Pay Later that you know and love in Oxipay – AND some! It's Oxipay with some new tricks.

Oxipay has a new name, a new brand, and now offers new interest-free tricks that we think you’re gonna love!

What can you expect with humm?


Even easier instalments.

Choose to pay over 5 fortnightly, or 10 weekly instalments.


Something biiig is coming

Shortly, humm will add a ‘big things’ feature that lets you Buy Now Pay Later for items up to $10,000*, interest-free. It’ll change the way you shop for everything!


Even more places to shop!

Including all your Oxipay faves and awesome new humm ones.

A new app to get you humming

Keep track of your shopping and spending with our super friendly humm app.
Download now from the App Store or Google Play.

What if you're on a pay cycle with Oxipay?

Any purchases you've made with Oxipay before 14 September will be set up using the current Oxipay payment structure. If you’re mid Oxipay cycle, that cycle will complete as normal. Your Oxipay login details will be the same as your humm ones.

On 14 September, everything will be transitioned across to humm, and then you’ll have something to do… (shopppp!)

What are the fees?

Little things

Big things
Time to pay 5x Fortnightly 10x Weekly Fortnightly
Monthly fee** - - $2.50
Establishment fee*** - - $20
Repeat purchase fee - - -
Late payment fee $10 $10 $10

*Lending criteria, fees ts & cs apply. An establishment fee of $20 and a $2.50 monthy account fee applies to humm™ big things only. By continuing to use humm™ or by making a new transaction using humm™ you are deemed to have accepted the updated terms and conditions.

**per month regardless of number of transactions. ***Charged at time of purchase.

Happy humming

From the team at Oxipay, now humm!
If we’ve missed something, you can get in touch with us here.